Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year. According to the National Flood Insurance Program (NFIP), 90% of all natural disasters in the United States involve flooding.
There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is available in a separate policy from the National Flood Insurance Program (NFIP) and from a few private insurers.
What Our Customers Say
“JD Prime has been handling all of our insurance needs for a few years now. Prior to Jim stepping in, we were kind of “winging it” when it came to what insurances we needed and for what values. Jim took the time to clearly help us understand what coverages we needed and more importantly why we needed them. Jim, and his team, are always there to answer all of our questions and they even service our investor’s rental portfolios. I would easily recommend Jim and his team to anyone needing insurance.”
“We started placing our insurance with Jim 2 years ago and we are so glad he found us. We have been so pleased with his service, friendliness, and guidance, more than anyone we’ve ever had.”
“About 12 or so years ago while minding my own business, Jim DelVecchio walked into my office. My original agent was no longer at that agency and Jim was assigned my account. Since I had been in the insurance business at one time, we were able to converse about insurance easily. When he left that agency, I followed him to other agencies and stayed with him when he formed his own insurance agency. I often question myself as to why??? The answer is simple……. He is unquestionably the most knowledgeable person in that field that I have ever met. Plus, he grows on you. If I have a problem, he is my go-to source. And I return the favor. All my insurance in now with JD Prime Insurance Agency.”
“Insurance made easy! Jim is always there to answer questions and to review policies. Kind, courteous, and knowledgeable service!”
“Want to give a shootout to Jim DelVecchio of JD Prime Insurance. He emailed me this morning to let me know that the insurance company I am with just lowered their rates. I’m only a couple months into this year’s policy period so he had to cancel my policy then reapply. I’m sure it was a pain in the rear for him paperwork wise. My premium dropped approximately 40%. My guess is his commission also dropped 40%. He had no good reason to do this except to provide exceptional customer service.”